What we're building

Visentor is built in public. Here's what's shipped, what's in progress, and what's next.

SHIPPED4

  • Debt Payoff Calculator

    Avalanche and Snowball methods with precise payoff dates and interest projections.

  • Balance Transfer Calculator

    Model transfer fees, 0% promo periods, and net savings before you move a balance.

  • Promo-APR Deadline Tracker

    Know exactly the monthly payment needed to clear a balance before a promo rate expires.

  • Credit Utilization Calculator

    Calculate per-card and across-account utilization with target payment estimates.

IN PROGRESS2

  • Cloud Sync (Pro)

    Encrypted cross-device sync so your payoff plan is available on web and mobile.

  • Payoff Milestones & Alerts

    Notifications for reaching debt-free milestones or approaching promo deadlines.

PLANNED4

  • CSV / OFX Import

    Import statements directly from your bank—no manual entry of balances or transactions.

  • Mobile App

    Native iOS and Android apps with the same local-first, no-login architecture.

  • Rewards Optimizer

    Identify which card yields the most in every spending category based on your portfolio.

  • Multi-currency Support

    Support for non-USD card portfolios for major global currencies.

Have a feature request?

We read every message. If there's something on this list that's critical to you—or if you have an idea we haven't thought of—let us know.

Send feedback

100% Private

No bank login required. Your data is protected by end-to-end encryption and stays local by default.

  • AES-GCM encryption

    256-bit authenticated encryption

  • Local-first storage

    Your data stays on your device by default

  • We don't sell your data

    No ads, no data brokers, ever