Product Roadmap

What we're building

Visentor is built in public. Here's what's shipped, what's in progress, and what's next.

SHIPPED

Debt Payoff Calculator

Avalanche and Snowball methods with precise payoff dates and interest projections.

Balance Transfer Calculator

Model transfer fees, 0% promo periods, and net savings before you move a balance.

Promo-APR Deadline Tracker

Know exactly the monthly payment needed to clear a balance before a promo rate expires.

Credit Utilization Calculator

Calculate per-card and across-account utilization with target payment estimates.

IN PROGRESS

Cloud Sync (Pro)

Encrypted cross-device sync so your payoff plan is available on web and mobile.

Payoff Milestones & Alerts

Notifications for reaching debt-free milestones or approaching promo deadlines.

PLANNED

CSV / OFX Import

Import statements directly from your bank—no manual entry of balances or transactions.

Mobile App

Native iOS and Android apps with the same local-first, no-login architecture.

Rewards Optimizer

Identify which card yields the most in every spending category based on your portfolio.

Multi-currency Support

Support for non-USD card portfolios for major global currencies.

Have a feature request?

We read every message. If there's something on this list that's critical to you—or if you have an idea we haven't thought of—let us know.

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4.9/5 TrustScore

Trusted by thousands of debt-fighters worldwide.

From small balances to six-figure payoffs, Visentor provides the calculated momentum needed to reach the finish line.The only app that actually understands bank interest math.

15,000+Verified Users
$94MTotal Interest Saved

256-bit AES

Bank-grade encryption

GDPR Compliant

Your data, your control

SOC2 Ready

Enterprise security

100% Private

No bank login required. Your data is protected by end-to-end encryption and stays local by default.

No Bank Login