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Calculadora de juros de cartão de crédito — Custo diário exato do APR

Revela o custo real diário de carregar sua dívida. Matemática de juros compostos explicada de forma simples.

Interest Accruing Right Now
$
US$ 0,0000
Live from simulation start

Daily Cost: $3,42

$
Calculators.Labels.CurrentBalanceInfo
%
Calculators.Labels.BankAPRInfo
$
Calculators.Labels.MonthlyPaymentInfo

Calculators.Labels.Optimization_Title

Calculators.Labels.Optimization_Desc

Calculators.Labels.Optimization_Impact
+$0
$0$1000

Calculators.Labels.SafetyBufferTitle

Calculators.Labels.SafetyBufferDesc

Calculators.Labels.EnableBuffer
Calculators.Rescue.Title
Optimized Balance Transfer
Calculators.Rescue.SaveAmount

Moved debt to a 0% APR card for 18 months. Includes a 3% upfront transfer fee.

Calculators.Rescue.FreedomBy
Calculators.Labels.EstimatedFreedomDate

novembro de 2028

Calculators.Results.DebtFreeIn

Calculators.Labels.TotalInterestCost
$1.537

Calculators.Results.InterestExplanation

Calculators.Labels.BankAccurateBadge

As estimativas são apenas para fins educativos e não constituem assessoria financeira. Consulte um profissional financeiro qualificado.

Calculators.Labels.Chart_Title

Calculators.Labels.Chart_Optimized
Calculators.Labels.Chart_Standard
Calculators.Labels.Chart_Month0Calculators.Labels.Chart_Freedom

LeadCapture.EmailedPlan_Title

LeadCapture.EmailedPlan_Desc

Sem spam · Insights mensais · Zero ruído

You get immediately:

Full payoff plan (PDF)
Monthly bank-accurate milestones
APR Negotiation Script
Calculators.Labels.Comparison_Title

Mathematical superiority

Calculators.Labels.TotalInterest (Snowball)
$1.537
Saving $0
Calculators.Labels.DebtFreeDate
27 meses
Calculators.Labels.Comparison_Time_Delta
The Avalanche method is the most efficient. By targeting high-interest debt first, you bypass the 'bank profit trap' and keep more of your money.

Calculators.Results.TableTitle

Calculators.Results.TableDesc

Calculators.Labels.Strategy
Calculators.Labels.StrategyMethod
Calculators.Table.MonthCalculators.Table.StartingBalanceCalculators.Table.InterestChargedCalculators.Table.PaymentAppliedCalculators.Table.EndingBalance
1Calculators.Table.MonthCount$5.000,00$106,12$250,00$4.856,12
2Calculators.Table.MonthCount$4.856,12$99,74$250,00$4.705,86
3Calculators.Table.MonthCount$4.705,86$99,88$250,00$4.555,74
4Calculators.Table.MonthCount$4.555,74$93,57$250,00$4.399,31
5Calculators.Table.MonthCount$4.399,31$93,37$250,00$4.242,68
6Calculators.Table.MonthCount$4.242,68$90,05$250,00$4.082,73
7Calculators.Table.MonthCount$4.082,73$78,27$250,00$3.911,00
8Calculators.Table.MonthCount$3.911,00$83,01$250,00$3.744,01
9Calculators.Table.MonthCount$3.744,01$76,90$250,00$3.570,91
10Calculators.Table.MonthCount$3.570,91$75,79$250,00$3.396,70
11Calculators.Table.MonthCount$3.396,70$69,77$250,00$3.216,47
12Calculators.Table.MonthCount$3.216,47$68,27$250,00$3.034,74
13Calculators.Table.MonthCount$3.034,74$64,41$250,00$2.849,15
14Calculators.Table.MonthCount$2.849,15$58,52$250,00$2.657,67
15Calculators.Table.MonthCount$2.657,67$56,41$250,00$2.464,08
16Calculators.Table.MonthCount$2.464,08$50,61$250,00$2.264,69
17Calculators.Table.MonthCount$2.264,69$48,07$250,00$2.062,76
18Calculators.Table.MonthCount$2.062,76$43,78$250,00$1.856,54
19Calculators.Table.MonthCount$1.856,54$36,86$250,00$1.643,40
20Calculators.Table.MonthCount$1.643,40$34,88$250,00$1.428,28
21Calculators.Table.MonthCount$1.428,28$29,34$250,00$1.207,62
22Calculators.Table.MonthCount$1.207,62$25,63$250,00$983,25
23Calculators.Table.MonthCount$983,25$20,20$250,00$753,45
24Calculators.Table.MonthCount$753,45$15,99$250,00$519,44
25Calculators.Table.MonthCount$519,44$11,02$250,00$280,46
26Calculators.Table.MonthCount$280,46$5,76$250,00$36,22
27Calculators.Table.MonthCount$36,22$0,77$36,99$0,00

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Calculators.Trust.BankMath_Title

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Calculators.Trust.TrustScore

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Calculators.Trust.VerifiedUsersValueCalculators.Trust.VerifiedUsers
Calculators.Trust.TotalInterestSavedValueCalculators.Trust.TotalInterestSaved

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Calculators.Trust.SOC2

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Calculators.Trust.Private_Title

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